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The study looked at 56 discount brokers. Another of the top four banks which enables predatory lenders is North Carolina-based Wachovia. As most readers would be aware, including the Howard-Costello years would only strengthen the point, since the graph has been essentially flat since they got in, contrary to their regular claims to have been responsible for low interest rates. The equipment and facilities are of course enormously expensive but practically nobody who works there even including senior researchers are paid well.
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